Auto Insurance Policies

Auto insurance is necessary to protect yourself in case of an accident. It is important to protect not only your wellbeing, but your finances and future. These are the basic types of coverage we offer.

Coverage Types:

Washington State requires liability coverage. This covers bodily injury and damage to property that you cause to others while using your car.

Collision coverage
This covers damage to your car that is caused by a collision.

Personal injury protection
This covers a limited amount of medical and hospital costs, income continuation, funeral expenses, and loss of services. Coverage limits are defined in the policy.

Medical payments
This covers medical and funeral expenses (not all companies offer this coverage).

Uninsured/underinsured motorist bodily injury
This covers injuries an uninsured or underinsured driver causes to an insured person.

Uninsured/underinsured motorist property damage
This covers property damage an uninsured or underinsured driver causes to your insured vehicle.

Comprehensive coverage (other than collision)
This covers damage to your car — except by collision. For example, this covers your car if a tree falls on it or someone vandalizes it.